Why Now May Be a Key 2025 Moment To Sell Your House

Good news for homeowners: mortgage rates are finally moving in the right direction—and buyers are starting to take notice.

According to the Mortgage Bankers Association, applications for home loans jumped 23% compared to the same week last year. That’s a big sign that buyer demand is picking up again.

If you’ve been waiting for the right moment to sell—or if your listing sat on the market without much activity—this could be the window you’ve been waiting for.

Buyers Move Fast When Rates Drop

Here’s what’s driving the shift: the 30-year mortgage rate recently dipped to 6.13%, the lowest since October 2024. That drop followed some weaker economic news, which has many expecting the Federal Reserve to cut interest rates in the coming months.

And here’s the thing: buyers are incredibly rate-sensitive right now. Even small decreases in mortgage rates can make homes feel more affordable, which means more buyers are jumping back in.

Why It Matters If You’re Selling

For most of 2024, buyer demand was stuck in neutral. But with rates easing, things are starting to pick up.

That means:

• If you had a listing that didn’t sell earlier, now’s a great time to try again.

• If you’ve been holding off on selling, you might want to get ahead of the curve before more sellers enter the market.

Yes, there could be more buyers later if rates keep dropping—but there will likely be more competition from other sellers, too. Acting now gives you an advantage.

Bottom Line

Buyers are watching rates closely and many are ready to move. If you’re thinking about selling, this may be your best shot to stand out before the competition heats up.

Want to make sure your home gets noticed by the right buyers? Connect with a local agent who knows how to price, market, and position your home for success in today’s market.